FICO will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models, and consumer credit scores can suffer as a ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing applicants.

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

Fair Isaac's core business shows no immediate signs of volume loss or pricing pressure. Read why I recommend a waiting ...

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

Conestoga Capital Advisors, an asset management company, released its second-quarter 2025 investor letter. A copy of the ...

One credit union calls up customers who use BNPL and warns against it. A community bank scrutinizes loan applications more ...

According to Ulzheimer, FICO was the only option before VantageScore hit the scene in 2006. FICO was also the first tri-bureau credit score, meaning it was adopted by Equifax, TransUnion and Experian.

FICO has partnered with several HBCUs through its Educational Analytics Challenge to train Black students in analyzing AI data sets and addressing bias in credit and fraud detection systems. The ...

You probably know the FICO score as a three-digit number that helps determine certain things in your life--such as whether you’ll qualify for the best credit cards, or get a favorable rate on a ...

A FICO Score is a three-digit number between 300 and 850 that tells lenders and other creditors how likely you are to make on-time bill payments. Not only does it help lenders evaluate the level ...

FICO, the company behind the most commonly used credit scores, is rolling out two new models that include buy-now-pay-later ...