Spouses and their children often save money by being insured on the same auto insurance policy. Your insurance company may require you to add all household members to your policy, even if they don’t ...

Forbes contributors publish independent expert analyses and insights. Jim Gorzelany is a veteran automotive journalist. Adding a 16-year-old driver to an auto insurance policy in the U.S. will cause ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...