With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

If you’re saving up for an upcoming trip or big purchase, opening a six-month certificate of deposit can be a great way to ...

A bump-up CD allows you to boost your APY when interest rates rise without having to change any of its other terms.

A brokered CD is bought through a brokerage firm rather than a bank. It offers most of the benefits of a traditional CD, plus longer terms and higher interest earnings. At the same time, brokered CDs ...

CD minimum deposit requiements can make it tough for new savers to open an account. But some CDs have no minimum deposit.

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A bank CD is issued directly by a bank and pays a fixed rate if you hold it to maturity. A brokered CD, on the other hand, is purchased through a brokerage and often offers access to higher rates and ...