Balance transfer checks are a way to transfer credit card balances from one issuer to another with a lower interest rate.

The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go. Many or all of the products on this page are from partners ...

You don't get bonus points (or lose points) just for moving debt. But if you use the transfer as an opportunity to pay down your debt, you can improve your credit. Many or all of the products on this ...

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If you’re thinking about transferring a balance from one credit card to another, it’s important to know the new card’s balance transfer APR and how it works. This is particularly important if your ...

Two of the most common ways to consolidate debts are balance transfer credit cards and personal loans. Both can help you save money and simplify payments, but which one works best will depend on ...

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for ...

The Aspire Platinum Mastercard® is no longer available. Credit card debt can add up fast, especially right after the holiday season. But for anyone looking to tackle their debt, there are a handful of ...

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Question: Every time I log in to pay my credit card online, an offer for a balance ...

High credit card usage can put you in financial trouble. According to Credit Counselling and Debt Management Agency (AKPK), credit card debts were the agency’s most restructured credit facilities.