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Discover the role of deductibles in insurance policies. Learn how they affect your coverage and out-of-pocket costs.

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Your auto insurance deductible is the amount of money you are responsible for paying before the insurance company begins to cover costs. A deductible is applied to every car insurance claim you make.

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Health insurance deductibles are annual, which means you have to pay the deductible each year. When you reach your deductible, your health insurance plan will start paying toward your medical bills ...