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The FHFA updates its conforming loan limits each year, and in most parts of the U.S., the limit is $806,500 for one-unit properties in 2025. In some high-cost-of-living areas, the limit increases ...
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"There are no plans to do anything as it relates to the conforming loan limit," said Bill Pulte, FHFA director. It currently stands at $806,500, an increase of $39,950 (or 5.2%) from 2024.