Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student ...

Tennessee's interest rate ceiling is set at 10.75% by Commissioner Gonzales, adjusting with the prime rate, affecting loan costs for residents and businesses.

Annual percentage yield (APY) is the effective annual rate of return on an investment. Learn how it accounts for compounding interest and how it differs from APR.

Choosing a fixed interest rate means your monthly payment will be the same over the life of your loan Written By Written by Contributor, Buy Side Alene Laney is a contributor to Buy Side and an expert ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Not all annuities — or annuity rates — are created equal, though. In ...

With a fixed-rate HELOC, you have the option to fix the rate on some or all your balance during the loan's term. There may be limits on how many times you can fix your rate or how many fixes can be ...

Learn how inverse floaters work, their calculation methods, and see examples illustrating their unique relationship with interest rates. Explore the risks and benefits.

For investors seeking a predictable return without the volatility of the stock market, a seven-year fixed annuity can be an appealing option. The term is long enough to secure competitive rates but ...