Term insurance provides an easy method for you to ensure financial security for your family. The insurance policy pays your family a fixed amount of money, which is the sum assured, when you pass away ...

Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

A term insurance plan is a simple life insurance policy. The policyholder must pay an annual fee known as a premium.

Knowing the factors that affect rates can help you find a better deal ...

Understand term insurance basics, how it works, and how it protects your family’s financial future by replacing income, covering liabilities, and ensuring long-term financial stability at an ...