A breakdown of the confusing rules around no-fault car insurance in every state where it exists.

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

The Michigan Court of Appeals on February 18, 2026 reversed a lower court decision that had favored Acceptance Indemnity Insurance Company, ruling that the insurer's bobtail policy language conflicted ...

PIP offers immediate payment for covered medical and other expenses as a result of a car accident. PIP insurance is required in Delaware at a minimum of $15,000 per person and $30,000 per accident. $5 ...

Pennsylvania is a “choice no-fault” state that requires drivers to carry first-party benefits coverage, otherwise known as personal injury protection (PIP). Pennsylvania drivers are legally required ...