Even careful retirees miss a Social Security rule that locks in choices. Learn how claiming age affects switching, suspending benefits, and flexibility.

Social Security has some complicated rules that can affect retirees' finances. One of these rules could mean retirees can't spend some of their Social Security income. Retirees can try to take steps ...

The rules of retirement used to be simple: retire at 65, be conservative with your money, live off the 4% rule and don’t tap Social Security until full retirement age. But retirement doesn’t look the ...