What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works parttime too, but her ...

Even if you're retired with no earned income, you may still be able to contribute to an IRA. Learn about the Spousal IRA rules and limits for 2025.

Millions of Americans work in the home without getting paid. According to the Pew Research Center, 18% of parents are stay-at-home moms and dads. Beyond parenting, millions of adults care for elderly ...

Most married couples handle their finances together. But the IRS doesn't treat retirement accounts as a family matter, instead forcing people to have individual IRAs. If you and your spouse have ...

What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works parttime too, but her ...

Generally, you can’t contribute to an individual retirement account (IRA) unless you earn an income in a given year. The spousal IRA, however, is an exception to this rule. If one spouse works and the ...

Roth IRAs have been around for more than 20 years, and many people may have forgotten or never learned about how valuable they can be. Even small contributions over time can translate into a ...

(k) and IRA contribution limits are based on your age, income, and if you (or your spouse) have a plan at work. Learn about ...

Learn how to calculate your Roth IRA contribution limit based on your income and filing status for 2025 and 2026. Maximize ...