If you’re the primary wage earner in your household, how would your loved ones handle expenses if you died? Most families would reach financial struggles quickly. According to a study from LIMRA, 44% ...

Navigating the world of supplemental insurance options can be complex, especially when it comes to coverage designed to provide additional financial protection for specific health events or life ...

Medicare supplemental insurance in an important part of your financial plan in retirement because it helps you cover your out-of-pocket costs not covered by Original Medicare, such as copayments, ...

About 41% of Original Medicare beneficiaries had Medicare Supplement Insurance, or Medigap, in 2021, according to a February 2023 report summarizing enrollment data from AHIP, a national health ...

When it comes to planning for healthcare costs in retirement, Medicare is a critical component of your financial security. However, Medicare alone may not cover all your medical expenses, which is ...

Securian Financial is significantly enhancing its three-product suite of workplace supplemental health insurance benefits as these products continue to be popular additions to employers’ benefit ...

Jeff Somers is a freelancer who has been writing about writing, books, personal finance, and home maintenance since 2012. When not writing, Jeff spends his free time fixing up his old house. He has ...

Supplemental life insurance is a secondary policy that can augment the coverage you get through a workplace group life insurance plan. Sometimes called voluntary life insurance, supplemental life ...

Once you qualify for Medicare, a new question arises for many participants: do I really need supplemental insurance with Medicare? The answer to that question varies based on your income, finances, ...

If your employer offers life insurance, it’s likely a basic policy that covers a minimal amount — often just enough to handle short-term expenses. Supplemental life insurance, however, allows you to ...