Editor's note: An earlier version of this article incorrectly said Roth TSP distribution may not be subject to income tax and a 10% penalty under certain circumstances. Tax-free Roth Thrift Savings ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

Higher limits ahead: In 2026, the elective deferral limit rises to $24,500, with catch-up options up to $11,250 for certain ages, boosting tax-advantaged savings potential. Roth mandate impact: High ...

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