When you take out a student loan, your lender sends funds directly to your school. After your school deducts what’s needed to pay for expenses such as tuition and room and board, it will disburse any ...

Understanding the latest trends in student loan interest rates.

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

The Repayment Assistance Plan will replace existing income-driven repayment plans starting in 2026. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...

As the cost of tuition, housing and books continues to rise, it's becoming increasingly difficult for many students to pay out of pocket for college. Right now, for example, the average cost of ...

Big changes are coming to the federal student loan program, and if you're a current borrower, a parent planning for college or someone considering graduate school, it's important to know what's ahead.

The SECURE Act of 2019 allows 529 college savings plans to be used for student loan repayment and registered apprenticeship programs, as this expands the traditional use of 529 pla ...

Key Points ・Settling federal student loans for less than you owe is rare and usually happens only after default. ・Private student loan settlements are more common but can severely damage your credit ...

A number of things changed for 529 plans in 2019 with the SECURE Act, and then again in 2022 with the SECURE Act 2.0. One of ...

Adam Palasciano is a writer over three years of experience writing about personal finance, investing, student loans, and more, for outlets like GOBankingRates, FinanceBuzz, The Penny Hoarder, and Wall ...

The Trump administration has announced it will resume collection efforts on defaulted federal student loans starting in early May. Defaulted student loans have not been collected since March 2020 when ...