But when we look back at the data, it becomes clear that a 2.5% Social Security COLA isn't so terrible. In fact, it's a lot more generous than some of the COLAs beneficiaries have seen in the past. In 2024, Social Security benefits rose by 3.2%. The year prior, they increased by 8.7%. And in 2022, a 5.9% COLA came through.

In light of these numbers, it's easy to see why a 2.5% COLA for 2025 seems like a slap in the face. But you should also know that these recent COLAs were fueled by a period of ram

Though President-elect Donald Trump has often promised to protect Social Security, he has not explained exactly how he would save the beloved – but financially troubled – entitlement program. Nor did he take any meaningful steps to shore up Social Security during his first term in the White House.

Even if you're in line for the maximum possible benefit, you might be surprised at how much more you can get by waiting.

The next round of November's Social Security payments are headed out to recipients in a few short days. If you're expecting a check this coming week, we'll tell you when you'll get it.

I have been saving up some emails from readers who want to know how other government benefits might affect their eligibility for Social Security, or vice versa. In other words,

Social Security benefits are increased in most years via cost-of-living adjustments (COLAs). Many other Social Security numbers change, too. It's smart to keep up with Social Security changes from year to year,