Loyalty schemes have become so essential in supermarkets today that scanning your QR code at the till feels automatic.

Nectar points can be redeemed at various partners beyond Sainsbury's, including British Airways, Argos and four more.

You can purchase a lot more than just groceries with all the Nectar points you've saved up - think flights and train journeys.

Anyone who believes they have been incorrectly taxed on income may also complete an online form provided by the Government to claim a refund.

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