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0:26
YouTube
Steve Stelzman
Reverse Mortgage Options for Homeowners 62+ 🏡
For homeowners age 62 and older, a reverse mortgage may be an option to help access home equity while continuing to live in the home. Understanding how these programs work and whether they align with your financial goals is an important part of planning for the future. 🔑 Steve Stelzman helps seniors explore reverse mortgage options with ...
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TikTok
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Why is the Reverse Mortgage here to stay? Because people can't afford to stop working. 𝐋𝐢𝐳 𝐀𝐧𝐝𝐞𝐫𝐬𝐞𝐧 drops the hard truth: The
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Reverse mortgages still carry a reputation from the early 2000s. But the product people are afraid of isn’t the product that exists today. A HECM is an FHA-insured reverse mortgage for homeowners 62 and older. You keep title to your home. The lender has a lien, just like any other mortgage. The loan is non-recourse, which means you or your heirs will never owe more than the home’s value. HUD requires independent counseling before closing. Non-borrowing spouses are protected. The myths are louder
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